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Financing
Tuition Cost Breakdown for 600-Hour General Esthetics Program
Total Tuition: $13,499 (includes all kits, supplies, materials, and fees)
- Down Payment: $2,349 (non-refundable, due at enrollment), which includes:
- Registration Fee: $100 (non-refundable)
- Admission Fee: $50 (non-refundable)
- Kits, Supplies & Materials: $2,349 (non-refundable)
- Remaining Tuition: $11,000
*A 3% processing fee applies to all credit/debit card payments.
We offer monthly in-house financing plans for students who do not pay in full or use third-party lenders. A one-time $250 setup fee applies to the first installment. A $75 servicing fee is added to each subsequent monthly payment.
In-House Payment Plan Options
- 2 Payments:
- 1st Payment: $5,500 + $250 = $5,750
- 2nd Payment: $5,500 + $75 = $5,575
- 3 Payments:
- 1st Payment: $3,666.66 + $250 = $3,916.66
- 2nd Payment: $3,666.66 + $75 = $3,741.66
- 3rd Payment: $3,666.66 + $75 = $3,741.66
- 4 Payments:
- 1st Payment: $2,750 + $250 = $3,000
- 2nd–4th Payments: $2,750 + $75 = $2,825
- 5 Payments:
- 1st Payment: $2,200 + $250 = $2,450
- 2nd–5th Payments: $2,200 + $75 = $2,275
Note: All tuition must be paid before students begin Baby Boards and no later than the 1st day of the month of graduation. Certificates will only be issued once full tuition is paid.
The 600-Hour Program includes advanced certification courses in Microdermabrasion, Dermaplane, and Chemical Peels at no extra cost, available after completion of 600 hours and passing of state board exams.
*Late fees apply to payments made after the 3rd of each month.
Other Payment Options
We recommend checking with your personal bank or credit union for 0% interest private loans. Most institutions offer education-related financing options. Visit a loan officer in person to explore these possibilities.
Leading banks like Chase and CITI also offer 0% interest credit cards that can be used toward tuition.
Important: VKMD is not a Title IV school. We do not accept FAFSA, Pell Grants, GI benefits, or Veterans Assistance.
*We do not have partnerships with any financing providers and receive no compensation for these recommendations.
Frequently Asked Questions
Do you provide financial aid?
VKMD is a private occupational school and does not participate in any government backed Title IV financial aid programs including FAFSA, Pell or VA benefits. We encourage students to seek private student loan options through the personal banking institutions or other local institutions, as they all have various student loan options available to choose from. Since banking institutions do not partner with any specific occupational schools, they encourage students meet in person with their loan officers to explore all their options, which are many.
What about 0% interest financing options?
Yes, a couple of renowned banks are currently providing 0% interest credit cards that can be utilized for your tuition. If you’re already a cardholder, you should be able to apply with ease. Once your card arrives, contact us and we’ll process your tuition on the card, leaving you with the flexibility to arrange your repayments. Remember, VKMD Medical Aesthetics is not affiliated with these financing options. Both Chase Bank and CITI Bank offer such cards as far as we know. All credit card payments are charged an additional 3% processing fee, so please keep this in mind if this is the preferred method of payment.
Can I apply for student loans?
VKMD is a private occupational school and does not participate in any government backed Title IV financial aid programs including FAFSA, Pell or VA benefits. We encourage students to seek private student loan options through the personal banking institutions or other local institutions, as they all have various student loan options available to choose from. Since banking institutions do not partner with any specific occupational schools, they encourage students meet in person with their loan officers to explore all their options, which are many.
Can I combine payment methods?
Absolutely. You can use cash for an initial down payment and then utilize either a 0% interest credit card to cover the remaining tuition. You can combine as many methods as you would like to complete full tuition payment, whether it be cash, check, credit card, or third-party financing.
What are your in house financing options?
After your initial non-refundable $1800 down payment is made upon enrollment, you may then make monthly installment payments in the following fashion:
Two payments of $4974.50+$250=$5224.50
Three payments of $3316.33+$250=$3566.33
Four payments of $2487.25+$250=$2737.25
Five payments of $1989.80+$250=$2239.80
*For all installment payment plans, tuition must be paid in full prior to the start of baby boards, and before given Certificate of Completion.
What are graduation requirements?
In order to graduate from a this program, students must complete the required 600 hours/ 20 credits, pass written and practical examinations and satisfy all financial obligations to the school. Upon graduation, a record of completion will be awarded. Certification of hours will not be provided until all tuition charges have been paid in full.
